Contact Us
Feel free to reach out to us using the options below, and our dedicated team will respond to your inquiries promptly.
027 SMS LOAN (027 767 5626)
Enquiry@smsloans.co.nz
OR
Fill out the form and
discover your options.
1. Initial request
Fill out the consultation form.
2. Information review
Our team reviews your details.
3. Scheduling
Schedule the consultation meeting.
4. Advice session
Engage in a consultation session.
Contact details
Address: 781a High Street, Boulcott, Lower Hutt, Wellington
Phone: 027 767 5626
Email: Enquiry@smsloans.co.nz
Opening hours
Help center
Got a question?
Get your answer
Quick answers to questions you may have. Can't find what you're looking for? Get in touch with us.
Typically, you'll need to provide proof of income (payslips, tax returns), proof of employment, bank statements, information on any other debts, and identification documents (such as a driver's license or passport). Additional documents may be required based on your specific situation.
The approval process typically takes between 5 to 7 working days. However, it may vary based on factors such as the completeness of your application, the time it takes to gather required documents, and the efficiency of the process with our finance providers. We work with a number of finance suppliers to ensure the best outcome for you.
A fixed-term mortgage has an interest rate that is set for a specific period (such as 1 year fixed, 2 years fixed, etc.), providing certainty in your repayments during that time. In contrast, a floating-rate mortgage (also known as a variable-rate mortgage) has an interest rate that can fluctuate based on market conditions, potentially affecting your repayments over time.
We adhere to strict confidentiality protocols to safeguard all client information.